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All Californians can join!
Founded in 1933 by 11 state employees, Golden 1 Credit Union is now one million members strong and serves all of California. As a not-for-profit cooperative, we return our earnings to our members in the form of lower rates on loans, competitive rates on savings, and more free services, including Free Checking.
We make it easy and convenient for University of California San Francisco students, staff, and visitors to access their money. We have a branch at Mission Bay and 72 branches and 240 ATMs throughout California in addition to offering our members access to 30,000 fee-free Network ATMs nationwide. Our members can also take Golden 1 with them anywhere with free Mobile and Online Banking.
Limited Time Share Certificate specials!
WANT PEACE-OF-MIND WITH HIGHER RETURNS ON YOUR MONEY?
A Term Savings Certificate may be right for you!
A Term Savings Certificate, also known as a Share Certificate, is a savings account that allows you to invest a specific amount of
money for a fixed period (term).
Term Savings Certificates at Golden 1 offer our highest rates of return to help you reach your saving goals faster! Current members can open a Certificate in Online Banking. Join Golden 1 today and enjoy all the benefits of membership! Visit the Golden 1 at Mission Bay campus, go to golden1.com, or call 1-877-GOLDEN 1 (1-877-465-3361).
New Certificate Specials| Term | Type | Rate | APY | Minimum
Balance | Effective Date | Discontinuation Date
(End of Day) |
| 5 | Rollover offer 8 and 11-month maturing
Share/IRA Special | 4.025% | 4.10% | $500 | Wednesday, October 1, 2025 | Thursday, November 20, 2025 |
| 6 | New Money Only Share/IRA Special | 4.07% | 4.15% | $500 | Wednesday, October 1, 2025 | To Be Determined TBD |
| 8 | Rollover offer 7, 8, 9, 11, 13, 14 and 27-month maturing Share/IRA Special | 4.025% | 4.10% | $500 | Wednesday, October 1, 2025 | Thursday, November 20, 2025 |
| 11 | No Strings Attached Share/IRA Special | 3.93% | 4.00% | $500 | Wednesday, October 1, 2025 | TBD |
| 15 | No Strings Attached Share/IRA Special | 3.88% | 3.95% | $500 | Wednesday, October 1, 2025 | TBD |
Insured by NCUA
* Annual Percentage Yield (APY) is accurate as of January 10, 2025, and may change at any time. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal. The minimum deposit for these 5-month, 10-month, 16-month, 22-month, and 48-month certificates is $500. There is no minimum daily balance requirement to obtain the APY. These certificates are nqt extended to organization accounts. Rates and term are subject to change without notice.
Call 1-877-GOLDEN 1 (1-877-465-3361) for current rates.
For online banking, visit golden1.com
Mission Bay
ATM, 1560 Third Street.
Mission Bay Branch
1560 Third Street
Monday - Friday 10:00am - 5:00pm
Saturday 10:00am - 2:00pm
Closed Sunday
Open 10:00am - 1:00pm on 12/24/25
Closed on 12/25/25
Open 10:00am - 1:00pm on 12/31/25
Closed on 1/1/26
Parnassus
ATM, 400 Parnassus Ave., ACC Building, J-Level
Contact
1.877.GOLDEN 1 (1.877.465.3361)
Mission Bay Branch EXT. 3106
golden1.com
