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All Californians can join!
Founded in 1933 by 11 state employees, Golden 1 Credit Union is now one million members strong and serves all of California. As a not-for-profit cooperative, we return our earnings to our members in the form of lower rates on loans, competitive rates on savings, and more free services, including Free Checking.
We make it easy and convenient for University of California San Francisco students, staff, and visitors to access their money. We have a branch at Mission Bay and 72 branches and 240 ATMs throughout California in addition to offering our members access to 30,000 fee-free Network ATMs nationwide. Our members can also take Golden 1 with them anywhere with free Mobile and Online Banking.
Limited Time Share Certificate specials!
WANT PEACE-OF-MIND WITH HIGHER RETURNS ON YOUR MONEY?
A Term Savings Certificate may be right for you!
A Term Savings Certificate, also known as a Share Certificate, is a savings account that allows you to invest a specific amount of
money for a fixed period (term).
Term Savings Certificates at Golden 1 offer our highest rates of return to help you reach your saving goals faster! Current members can open a Certificate in Online Banking. Join Golden 1 today and enjoy all the benefits of membership! Visit the Golden 1 at Mission Bay campus, go to golden1.com, or call 1-877-GOLDEN 1 (1-877-465-3361).
No Changes to the Following Certificate Specials| Term | Type | Rate | APY | Minimum
Balance | Effective Date | End Date | Terms |
| 7 month | Certificate Special | 3.54% | 3.60% | $500 | Friday, 2/27/26 | TBD | N/A |
| 10 month | Certificate Special | 3.69% | 3.75% | $500 - $49,999.99 | Friday, 3/13/26 | TBD | 4,5,6,7,8,10, 12-month maturing Certificates |
| 10 month | Certificate Special | 3.74% | 3.8% | $50,000 + | 3/13/26 | TBD | 4,5,6,7,8,10, 12-month maturing Certificates |
| 6 month | New Money Certificate Special* | 3.93% | 4% | $500 | 4/7/26 | TBD | N/A |
| 15 month | Jumbo Certificate Special** | 3.59% | 3.65% | $50,000-$99,999 | 4/7/26 | TBD | N/A |
| 15 month | Jumbo Certificate Special** | 3.69% | 3.75% | $100,000 | 4/7/26 | TBD | N/A |
| 20 month | Certificate Special | 3.54% | 3.6% | $500 | 4/7/26 | TBD | N/A |
| 20 month | Certificate Special | 3.49% | 3.55% | $500 | 4/7/26 | TBD | N/A |
*New Money Certificate special is available in Golden 1 branch and through Member Service Contact Center (MSCC) for New and Existing Members only.
** Jumbo Certificate Special: 3.65% APY for balances $50,000 - $99,999.99 and 3.75% APY for balances $100,000+ exclusively available in Golden 1 branch and through Member Service Contact Center (MSCC) for New Members Only. Available for all channels for existing members.
Call 1-877-GOLDEN 1 (1-877-465-3361) for current rates.
For online banking, visit golden1.com
Mission Bay
ATM, 1560 Third Street.
Mission Bay Branch
1560 Third Street
Monday - Friday 10:00am - 5:00pm
Saturday 10:00am - 2:00pm
Closed Sunday
Parnassus
ATM, 400 Parnassus Ave., ACC Building, J-Level
Contact
1.877.GOLDEN 1 (1.877.465.3361)
Mission Bay Branch EXT. 3106
golden1.com
